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Privacy.com
Tool

Curated by Surfaced Editorial·Finance·3 min read
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Privacy.com, developed by Privacy Technologies Inc., is a financial technology service that generates virtual debit cards for online purchases, protecting users' real bank account information from merchants and data breaches. The primary workflow involves linking a bank account, then creating unique, single-use or merchant-locked virtual cards for each online transaction, setting spending limits as needed. Privacy.com is available as a web application, browser extension for Chrome, Firefox, and Edge, and mobile apps for iOS and Android. Its most used feature is the ability to instantly generate a new virtual card for every subscription or one-time purchase, preventing unauthorized charges. All transactions are routed through Privacy.com, which acts as an intermediary, never exposing your actual bank or card details to the merchant.

Why It’s Useful

Privacy.com eliminates the risk of credit card fraud, unauthorized recurring charges, and data breaches by shielding your real banking information during online transactions. For an avid online shopper, it provides peace of mind, allowing them to make purchases without worrying about their card details being compromised or misused by unscrupulous vendors. A freelancer managing multiple software subscriptions can assign a unique virtual card to each, easily pausing or cancelling specific services without affecting other payments. The free tier is genuinely useful, offering unlimited virtual cards and transactions, making it a powerful tool for everyday use, with paid plans for advanced features like 1% cashback. Unlike standard payment methods, Privacy.com offers granular control over spending limits and the ability to instantly pause or delete individual cards, giving users unprecedented financial security. Its power feature, the "burner card," allows for single-use cards that expire after the first transaction, ideal for one-off purchases for advanced users. A non-technical person can link their bank account and generate their first virtual card in under 5 minutes, thanks to its intuitive interface.

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