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Simplifi by Quicken

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Curated by Surfaced Editorial·Finance·2 min read
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Simplifi by Quicken, a product from the long-standing financial software company Quicken Inc., is a modern personal finance app focused on helping users see all their money in one place and make smart financial decisions. It tracks spending, creates budgets, monitors subscriptions, and provides a real-time view of cash flow. Users connect their bank accounts, credit cards, investments, and loans, allowing Simplifi to automatically categorize transactions and update balances. Simplifi is available on web, iOS, and Android. The most used feature is its customized spending plan, which automatically tracks against income and expenses. All financial data is securely cloud-synced and protected with bank-level encryption.

Why It’s Useful

Simplifi eliminates the stress of managing finances across multiple platforms by providing a consolidated, real-time financial snapshot, helping users stay on top of their money without constant manual updates. For a young professional trying to save for a down payment, Simplifi visualizes their progress, identifies areas for savings, and keeps them accountable to their financial goals. For a busy parent, it simplifies household budgeting by automatically categorizing expenses and flagging unusual spending, ensuring they stay within their financial limits. Simplifi offers a paid subscription, but it comes with a 30-day free trial that is genuinely useful for evaluating its comprehensive features before committing. Unlike basic budgeting apps, Simplifi offers robust cash flow projections, personalized insights, and comprehensive financial tracking akin to its desktop counterpart, Quicken, but in a more streamlined, cloud-based format. Its 'Watchlist' feature, allowing users to track specific spending categories or goals, is a powerful tool for focused financial management. A non-technical person can easily connect their accounts and begin to understand their financial picture in under 15 minutes.

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